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Helpline lo-call 1890 432 432

Product details info
Provider:AIB
Product name:Platinum Visa Card
Card type:Visa
Website:AIB
Using your credit card abroad info
Non-euro cash withdrawals as % of transaction value:Currency conversion fee of 1.75% within Visa Europe Region or 2.75% outside Visa Europe Region plus Cash Advance Fee of 1.50% (minimum €1.90.)
Non-euro purchases fee as % of transaction value:Currency conversion fee of 1.75% within Visa Europe Region or 2.75% outside Visa Europe Region.

Rates info
Annual (nominal) interest rate charged on cash withdrawals:19.68%
Annual (nominal) interest rate charged on purchases:11.84%
APR charged on purchases:17.0%
Fees & charges info
Cash advance fee as % of transaction value:1.5% (minimum €1.90)
Contactless payments:Not available
Duplicate statement fee:€4.00
Late payment fee:€7.00
Over credit card limit fee:€7.00
Replacement of lost/stolen card:€0.00
Replacement of PIN:€0.00
Unpaid item fee:€7.00

Introductory rate offers info
Introductory rate on balance transferred:3.83% for 12 months from account opening
Introductory rate on new purchases:3.83% for 12 months from account opening
Terms and conditions info
Maximum interest-free period on cash:up to 56 days
Maximum interest-free period on purchases:up to 56 days
Minimum qualifying salary:€40,000

Other details
  • The Platinum Visa Card includes a special offer of 0.50% cash back, on purchase spends over €5,000 (refunds excluded) (maximum €50,000) in a 12 month period from your account opening date.
  • The APR is based on a credit limit of €1,500 and includes Government Stamp Duty of €30 per annum.



Footnotes

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21/02/2017

All Information correct as at 21 February 2017

Personal Finance Queries, Competition and Consumer Protection Commission, 4 Harcourt Road, Dublin 2.
Lo-call 1890 432 432 (Opening hours from 9am to 6pm Monday to Friday)

Consumer Help